Currently, 9 out of 14 constituent funds have adopted this approach.Ģ4-hour Interactive Voice Response System (IVRS) & Pension Services Hotlines In addition, this approach can effectively reduce concentration risk by not relying on a single underlying fund manager and enables our members to benefit from investment expertise from around the world. This approach allows Sun Life Asset Management, based on various factors, such as investment styles of underlying funds and market conditions, to actively allocate assets among performing underlying fund managers. Under our multi-manager platform at the underlying fund level, a constituent fund is a portfolio management fund investing in different approved pooled investment funds (“APIF”) and/or approved index-tracking collective investment schemes (“Approved ITCIS”). In order to pursue sustainable long-term performance, Sun Life Asset Management introduced multi-manager investment approach to the Scheme. Therefore this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product.Sun Life Asset Management (HK) Limited (“Sun Life Asset Management”) is a wholly-owned subsidiary of Sun Life Hong Kong Limited.

This takaful product is the Sun Life Malaysia’s product and not a product of the Bank. The Bank merely acts as a distributor for this takaful product. 200501012215 (689263-M), the Takaful Operator.ĬIMB Islamic Bank Berhad ('Bank') accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Sun Life Malaysia Takaful Berhad Registration No. The description of the features and benefits of the takaful product herein is not a contract/certificate of family takaful and is only a brief summary of the takaful product for quick and easy reference. For further details of the protection limits and the scope of the coverage, please visit the PIDM website ( ) or call the PIDM toll free line at 1-800-88-1266. As a member of PIDM, some of the benefits covered under the takaful certificates offered by Sun Life Malaysia are protected against loss of part or all of the takaful benefits by PIDM, in the unlikely event of a Takaful Operator member failure.

Sun Life Malaysia is a member of Perbadanan Insurans Deposit Malaysia (PIDM). 200501012215 (689263-M) (“Sun Life Malaysia”), a Takaful Operator registered with Bank Negara Malaysia under the Islamic Financial Services Act 2013 This product is managed by Sun Life Malaysia Takaful Berhad Registration No.

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